Promotional cards, credits, and rebates (2024)

Want a sweet deal? The Un-Carrier has got you covered. Check out our Deals page for current deals or switch to T-Mobile if you're not part of the Magenta nation yet. If you've already got a deal, great, review the details to understand how it works. For T-Mobile for business accounts with 20+ lines you can contact us.

On this page:

  • Rebates
  • Promotional cards
  • Promotional credits
  • Losing promotional credits
  • How Recurring Device Credits (RDC) work

Rebates

For a list of our rebate offers and steps on redeeming, visit our page or you cancheck your rebatestatus.

Promotional cards

Carrier Freedom™, Keep and Switch and other Prepaid Cards

When you’re approved for Carrier Freedom​, Keep and Switch and other promotional cards, you'll receive your Virtual Prepaid Card via text.

T-Mobile offers 3 different types of prepaid cards. The type of prepaid card you receive is determined by the terms of the promotion.

  • The type of prepaid card received cannot be changed by request.
  • Virtual cards are not available for use if a payment terminal requires a physical card.
  • Prepaid cards can't be refilled.
  • At checkout, select  Debit  or  Credit.
  • Card will expire after the last day of the 6th month from its issue date.

Virtual PrepaidMastercard®

  • Black Mastercard with T-Mobile logo.
  • This type of prepaid card is for Carrier Freedom, Keep & Switch, and select other T-Mobile promotions.
  • Use the card
    • Anywhere virtualMastercard®cards are accepted.
    • To pay your bill.
    • To make a one-time device payment.
    • To purchase new devices, accessories, or services.
    • To pay a previous carrier balance.

Virtual PrepaidMastercard for use at T-Mobile

  • Magenta Mastercard with T-Mobile logo
  • This type of prepaid card is for select T-Mobile promotions.
  • Use the card
    • Online at My T-Mobile, over the phone at 611 from your T-Mobile handset, or in any T-Mobile retail store.
    • To pay your bill.
    • To make a one-time device payment.
    • To purchase new devices, accessories, or services.

Virtual PrepaidVisa® for use at T-Mobile & Costco

  • White Visa with T-Mobile logo.
  • This type of prepaid card is only for select T-Mobile promotions through Costco.
  • Use the card
    • Online atMy T-Mobile, over the phone at 611 from your T-Mobile handset, or in any T-Mobile retail store.
    • To pay your bill.
    • To make a one-time device payment.
    • To purchase new devices, accessories, or services.
    • In Costco warehouses, and online at and at Costco.com.
      • Excludes Costco same day delivery with Instacart.

Still have questions about your Virtual Prepaid Card?

T-Mobile partners with Onbe to issue your Virtual Prepaid Card. For questions or issues with your Virtual Prepaid Mastercard, you can contact the Onbe Card Service Team online or by telephone at 1-800-439-9568.

Didn't receive or lost your Virtual Card text?

  1. Go to the T-Mobile Redemption Centeropen the link in the text you receive.
  2. Select Continue to log in and enter your mobile number and account PIN.
  3. Select Redeem Virtual Card and the page automatically generates the reward code. If not, go back to the previous page and select Redeem Virtual Card again.

Promotional credits

  • T-Mobile offers two types of promotional credits that adds a discount to your bill: promotional credits for lines or service and Recurring Device Credits (RDC).Promotional credits are applied directly to your account after you qualify for a promotion.
  • T-Mobile also offers discount device promotions and discounted line or service promotions using rebates. For more info, check out Submit a rebate and Carrier Freedom™.

How promotional credits for lines or service work

  • To receive promotional credits for discounted line or service promotions, you must meet all requirements of the promotion within the promo period.
  • Some promotional credits will apply to your account automatically once you meet the promotion requirements. Please be aware that promotional offers can end at any time.
  • Other promotional credits require you to enroll on the T-Mobile Redemption Center.
  • You can have more than one promotional credit per line at a time as long as the promotions are allowed to be combined.
  • The credits may take up to two full bill cycles to start after you qualify for the promotion.
  • On the bill, you will have a promotional description for your credit.

Losing promotional credits

We want you to take full advantage of our promotional credit. So, please keep in mind the following, which will disqualify you from continuing to receive promotional credits:

  • Not signing your E-signature or completing the EIP during the promotional period
  • Exchanging or returning a device outside of the offer window, where the qualifying EIP is closed
  • Canceling or changing the plan or service that is required for a credit promotion
  • Performing a JUMP! upgrade to a new device from a device with a credit
  • Returning one phone purchased as a BOGO (buy one, get one) offer (BOGO promotions require that you keep both phones and qualifying service)
  • Failing to return a deferred trade-in within the allowed time frame
  • Trade-in received is deemed to be damaged and thus ineligible for continued promo enrollment

How Recurring Device Credits (RDC) work

  • To receive Recurring Device Credits (RDC), you must purchase your device on EIP (Equipment Installment Plan) and meet any other requirements of the promotion.
  • You may have one Recurring Device Credits (RDC) promo per active Equipment Installment Plan (EIP).
    • If you pay off your EIP early, you’ll continue to receive the promised Recurring Device Credits (RDC) as an account-level credit through the remaining months of the promotional credit period (up to 24 or 36 months).
    • You must wait to pay off your EIP until the line is enrolled in the desired promo (within 2 bill cycles of qualifying transactions).
    • Additionally, you can't pay off an EIP by deducting the remaining Recurring Device Credits (RDC) installments from the remaining EIP balance. The full EIP balance must be paid to close out the plan.
  • It can take up to two bill cycles for your Recurring Device Credits (RDC) to appear on your bill. If you don't get the credit on the first bill, you'll receive two credits on your next bill.
  • If the Recurring Device Credits (RDC) promo is greater than your EIP payment, you'll have two credits on your bill; one credit for the same amount of as your EIP charge and a second for the balance of the remaining promotional credit.
  • Recurring Device Credits (RDC) can't be sped up to pay off your device faster.
  • If you are trading in a device as part of promo eligibility, you will be paid a one-time credit for the fair market value of the device. The balance of the promotional value will be paid via Recurring Device Credits. If you are in a retail location and performing an instant trade-in at the time of your purchase, you will be given options as to how that fair market value is applied.
  • If you cancel your T-Mobile service, you'll lose any remaining Recurring Device Credits (RDC), and all remaining EIP balances become due immediately.

Recurring Device Credits (RDC) notifications

  • After you've met the eligibility requirements and accepted a Recurring Device Credits (RDC) promotion, you will receive a text notification that you qualify and have been enrolled in the promotion. For promotions that require a port-in or trade-in, or are future-dated, we send a notification after you've met the eligibility requirements.
  • If you make changes to your account that make you ineligible for a promotion, we'll send you a message with a link to My T-Mobile so you can review recent changes you made to your account.
  • Note: Our T-Mobile for Business and government customers don't receive text notifications about Recurring Device Credits (RDC) promotions.

Get details on your Recurring Device Credits (RDC)

  • You can find the details on your Recurring Device Credits (RDC) on theT-Mobile offer detailspage by searching for the Promo code for your offer.
  • You'll receive your Promo code in the promotion enrollment notification. It also appears on your T-Mobile bill.
Promotional cards, credits, and rebates (2024)

FAQs

What is the $200 card for T-Mobile? ›

Sign up now to get a $200 Virtual Prepaid Mastercard®. Plus, our 5G Wi-Fi Gateway is included at no additional cost and shipping is FREE. $200 Back: Limited-time offer; subject to change. Register code within 30 days of activating new unlimited Home Internet line.

How to get cash from T-Mobile rebate card? ›

There is an option to transfer the balance of the card to your bank account. Once you've accessed the card from the text you received, click on the 3 lines at the top left, then click on Access Funds, then Bank Transfer. It will ask for your bank info. It looks like there is no fee for transfer amounts over $300.

What is a rebate in a credit card? ›

Rebates means money back. UnionBank Credit Card with its partnership with FindShare and their merchants allows you to earn back a portion of the amount you spent for your online purchases using your UnionBank Credit Card. How much rebate do I get? The rebate amount differs per merchant.

How to claim T-Mobile rebate? ›

Go to the T-Mobile Redemption Center open the link in the text you receive. Select Continue to log in and enter your mobile number and account PIN. Select Redeem Virtual Card and the page automatically generates the reward code.

How does the T-Mobile 800$ credit work? ›

When you switch to T-Mobile from an eligible carrier we'll reimburse your previous carrier's remaining device payment balance and up to $800 per line via virtual prepaid Mastercard (max of 4 per account), when you activate a new voice line, bring (port) your number to the new line, and submit proof of your eligible ...

How do rebate cards work? ›

A rebate card is a debit card that provides funds promised by a business as a rebate. They are often offered to those who make a specific purchase, or for loyalty to a company by accumulating a certain amount of money or number of points worth of purchases from a particular company.

Why was my T-Mobile rebate denied? ›

Common Declined Reasons

You may have requested a refund back to a card or payment type that was not the original payment method. If you requested a different refund method, a one-time PIN may not have been verified. There may not be a credit balance on your account, so a refund can't be issued.

How do I get approved for T-Mobile MONEY? ›

Anyone - new customers, existing customers, and even non-T-Mobile wireless customers are all welcome to sign up for a T-Mobile MONEY account! Requirements: Be of legal age where you live. Have a U.S. government-issued ID or state-issued driver's license/ID (military ID not accepted).

What is a disadvantage of using a rebate? ›

Another potential disadvantage to receiving a rebate is that the rebate does not refund any of the sales tax charged at the time of purchase. Thus the consumer will pay more in tax than if the price had simply been lowered at the time of purchase.

What is an example of a rebate? ›

For instance, when an investor short-sells a stocks, they pay a rebate fee to the investor who lent them the stock for trading. It is also a common facet in automobile sales where new vehicles are given a certain percentage of cash back.

What is the difference between rebate and cashback? ›

Cash back means to earn on what you spend irrespective of the purchase. Cash back includes, offers, deals and money itself to be spent later. Rebate is the amount of the purchase price refunded by the seller to the buyer, when the quantity purchased reaches the specified limit.

How long does a T-Mobile rebate take? ›

Reimbursem*nt generally takes place 15 days after the submission is approved and trade-in per line is received. Prepaid virtual cards are sent via a text message typically within 24-48 hours after the Day 15 date.

Does T-Mobile give you money for switching? ›

Switch to T-Mobile, and we'll help pay off your phone—up to $800. Keep & Switch: Limited-time offer; subject to change. Qualifying device, credit, service, and port-in (Verizon, AT&T, Spectrum, Claro, Xfinity, Liberty, or US Cellular) required. You must unlock device before port-out; ask us how.

What is the 200 port offer on T-Mobile? ›

$200 Virtual Prepaid Card: Limited-time offer; subject to change. Qualifying credit, new Go5G Plus or Go5G Next voice line, and port-in from AT&T, Verizon, Claro, US Cellular, Spectrum, Liberty Puerto Rico, or Xfinity required. Complete port-in and register code within 30 days of activation.

What is a T-Mobile MONEY card? ›

T-Mobile MONEY offers customers a high-interest, mobile-first checking account with no account fees. T-Mobile MONEY (accounts provided by Customers Bank, Member FDIC) has no monthly fees, no minimum balance fees, no overdraft fees, no transfer fees, and no late payment fees.

How do I claim my T-Mobile Virtual Card? ›

Sign in to My T-Mobile with your T-Mobile ID. On the 'Submission Status' page, select the one that states PAID. This will expand it to review more information for that submission. Select REDEEM VIRTUAL CARD.

How do I use my T-Mobile debit card? ›

Once you receive your T-Mobile MONEY debit card in the mail, you will need to activate it using your T-Mobile MONEY mobile app or web app before you can start using it at an ATM or to make a purchase. To activate your card, simply log in to T-Mobile MONEY, go to 'My card' and follow the prompts—it's that easy.

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